Get an instant offer to buy out your lease, or get matched with a lender for lease buyout financing. No dealership pressure. No hidden fees. Just real numbers.
Enter your plate number or VIN to get started. Takes under 2 minutes.
Two Paths Forward
Whether you're ready to move on or fall in love all over again, we have a solution built for exactly that.
Get a competitive cash offer
We assess your vehicle's current market value, your remaining lease terms, and your residual price to generate a transparent offer. If the market value exceeds your residual, you could walk away with real equity.
Keep the car you already love
Want to keep your leased vehicle? We connect you with a network of lenders who specialize in lease buyout financing. Lock in competitive rates and own your car outright — no more mileage limits, no more restrictions.
Simple Process
From lookup to resolution in under 30 minutes. Here's exactly what happens when you start.
Use your license plate + state or your 17-digit VIN. Our system instantly pulls your vehicle's make, model, year, and current lease data.
Choose between a cash buyout offer or lease buyout financing. Either way, we gather the details needed to give you an accurate, personalized result.
Within 30 minutes, you'll receive a real offer or be matched with a qualified lender. Your offer is valid for 7 days or 500 additional miles.
Accept your cash offer and get paid, or finalize your loan with your matched lender. We handle the paperwork and coordinate with your leasing company.
No credit check. No commitment. 100% free to use.
We work with all major lease brands
Real Stories
I had no idea I had equity in my lease until LeaseBuyout.com ran the numbers. Walked away with $3,200 in my pocket. Literally took 20 minutes.
The financing option was seamless. Got matched with a lender the same day, locked in a great rate, and now I own my car outright. Zero dealership pressure.
My lease was ending and I had no idea what to do. This site explained everything clearly and gave me real options. The process was incredibly straightforward.
Lease Buyout Education
Lease buyouts can be complex. We make them simple with clear, jargon-free education so you can make a confident decision.
A lease buyout gives you the option to purchase your leased vehicle at the end of — or during — your lease term. The purchase price is typically the residual value specified in your original lease agreement, plus any applicable fees and taxes.
Apply this knowledgeLease valuation compares the residual value (the predetermined end-of-lease price) against the vehicle's current market value. If the car is worth more than the residual, you have positive equity. LeaseBuyout.com surfaces that gap instantly.
Apply this knowledgeReturning your lease makes sense when the car has depreciated below residual. Buying out makes sense when market value exceeds residual — you capture equity. Financing the buyout bridges both scenarios for drivers who want to keep their vehicle.
Apply this knowledgeResidual value, money factor, capitalized cost, disposition fee, early termination — understanding these terms is the difference between a good deal and an expensive mistake. We break each one down in plain language.
Apply this knowledgeFull Glossary
From acquisition fee to residual value, our comprehensive glossary covers every term in your lease agreement. Understand exactly what you signed — and what your options are.
Common Questions
Still not sure about something? Browse the most common questions about lease buyouts, valuation, and financing.
Your lease buyout price is the amount you'd pay to purchase your leased vehicle. It's typically made up of the residual value stated in your lease contract, plus any applicable purchase-option fees, taxes, and title/registration costs. The residual value is set at the start of your lease and doesn't change regardless of market conditions.
Yes, most leases allow an early buyout — sometimes called a mid-term buyout. The price is usually the current outstanding lease balance plus the residual value. It's worth checking your lease agreement for any early termination penalties before proceeding. Our tool can help you evaluate whether an early buyout makes financial sense for your situation.
This is called positive equity, and it's a great situation to be in. If your vehicle's current market value exceeds the residual price, you can profit from the difference. LeaseBuyout.com identifies this gap and can make you a cash offer for that equity, or help you finance the buyout so you capture that value yourself.
Getting a valuation or cash offer from us does not require a hard credit inquiry and will not impact your credit score. If you choose to explore lease buyout financing with one of our lending partners, a soft pull may be used for pre-qualification, and a hard inquiry would only occur if you choose to finalize a loan.
A lease buyout loan is a type of auto financing specifically designed to help you purchase your leased vehicle at the end of your lease term. The loan covers the residual value plus any fees. Monthly payments are typically similar to or less than your lease payments, and you'll own the vehicle outright once the loan is paid off.
Yes, many leases allow a lease transfer, where another person assumes your remaining payments and terms. This is a different path from a buyout. If you're interested in a lease transfer, it's best to check with your leasing company directly, as each company has different policies and fees for this process.
The initial lookup and offer generation takes under 2 minutes. Our team typically responds with a personalized offer or lender match within 30 minutes of form submission during business hours. From acceptance to payment or loan closing, the full process can typically be completed within 3–5 business days.
LeaseBuyout.com works with vehicles leased through all major captive finance companies including BMW Financial Services, Toyota Financial Services, Honda Financial Services, Ford Motor Credit, GM Financial, Hyundai Capital, Nissan Motor Acceptance, Kia Finance, and many others. If you don't see your leasing company, contact us — we likely work with them.
Get In Touch
Whether you're trying to understand your lease terms, evaluate your options, or get help with a specific situation — our team of lease specialists is ready to help.